Pick the trading brain you need

We run our own Claude Max x20 + ChatGPT Codex Plus subscriptions and let users tap into them. Each tier gets a USD-cents budget that ticks down every call at the public per-token rate of whichever model you used. Free: $2/month (plus an automatic 7-day Pro trial on signup — no card), Pro: $5/day, Institutional: $30/day with a priority queue (Institutional jumps ahead in line). $2 fits roughly 200 Haiku calls, 60 Sonnet, or 13 Opus per month — try whichever model you want. Free users who want unlimited should connect their own ChatGPT or paste an API key (BYOK) — it's free for them.

"Bring Your Own Key" lets you connect your own Anthropic / OpenAI / OpenRouter / Gemini API key, OR your ChatGPT subscription via OAuth. We route AI calls through your account instead of our shared pool. Available on every tier including Free. Result: unlimited Opus 4.7 / Sonnet 4.6 / GPT-5 usage at your cost (and if you have ChatGPT Plus, it's effectively free since your $20/mo already covers it). Transparent — you see exactly what you spend in your provider's dashboard. API keys are AES-256-GCM encrypted at rest; OAuth credentials live in a per-user sandbox we can't read.

We return a clean 429 with two CTAs: (1) upgrade your tier (more budget, daily reset), or (2) connect BYOK / ChatGPT (no budget cap at all). If a single request would cost more than your whole period budget (e.g. asking Opus on the Free tier) we refuse pre-spawn with a clear message — your budget isn't wasted on the attempt. We never silently swap to a cheaper model.

You can have one in-flight at a time on Free, three on Pro, ten on Institutional. The cap stops one heavy user from monopolizing the shared pool. If you submit a second while the first is still running, you'll get a brief "wait a moment" 429 — submit again once the previous finishes.

Yes. Cancellation is one click — your subscription stays active until the end of the current billing period, then drops to Neural (Free Forever). No proration claw-back, no exit fee.

Crypto: USDT or USDC on Ethereum, Base, Arbitrum, Optimism, Polygon, BSC or Solana, plus USDT on Tron (TRC20), BTC, SOL and LTC, at the formion.ai checkout — PayPal works on the same checkout page — or Telegram Crypto Pay via @formiontradingbot (/license), which gets an extra 3% off. Card payments are not available.

Always encrypted at rest with AES-256-GCM (per-user keys derived from FORMION_2FA_SECRET). We only need read + trade permissions — never withdrawal. You can revoke from your exchange anytime.

Yes — Pro and Institutional. Stocks: NASDAQ, NYSE, BIST (Istanbul), EGX (Egypt), HKEX, SSE/SZSE (China), Bursa Malaysia. Forex via cTrader brokers + Lumina macro signal feed.

Trade Vision: upload a chart image (or describe the setup) and the AI returns bias, key levels, entry zone, stop, take-profits, risk/reward and a DCA ladder, in your language. Daily limits: Free 3, Pro 30, Institutional 200 (also in the Telegram bot: send a chart photo with /analyze).

Sign up and confirm your email — no card required — and you get full Pro features for 7 days (Google sign-ups are confirmed automatically). One trial per person and device. At the end, if you don't upgrade, you move to Neural (Free Forever); your data stays.